Have your customers been asking that question?

• Do you need  another payment option for your business?

• Would you like to be able to have money electronically transferred from the consumer's bank account to your business account?

• Would being able to verify their bank account information and bank account status be helpful?

• Is saving money on processing fees important?

• Would being able to call Mr. Smith for payment and tell him "We'll just take your payment by phone" improve collections?

• Is it important having payment information securely handles by a company with over 7 years of experience and hundreds of satisfied clients?

• Do you want easy to use tools for data management and reporting?

If you answered yes to any of these questions we have solutions that will your business time and money..

Our Checks by Phone service offers your business a new payment mechanism. Checks by Phone is an extension of ACH payment processing.

Check payments dominate the marketplace. As much as half of the public does not have a credit card and many that do are at their maximum credit limit. Some estimates are that 20% of the American public is at their credit limit. Others estimate the total at 40% or more. It makes good financial sense to offer these consumers another payment vehicle.

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Using our software or Internet based application you'll find it simple and economical to accept their checks by phone.

What happens when a check bounces?

Our Internet based  Virtual Terminal allows you determine how you want to re-collect. We use our advanced techniques to attempt 2 more electronic debits. We can then offer you traditional collections that returns the face value of the check to you. 

Enter account information into one of our products and the transaction information is securely routed to our processor. The ACH payment is processed and you get paid electronically in days. If you need to batch transactions from another data entry application, no problem.