Stored Value Cards are the next generation of payment tools. Portable bank accounts able to be used at ATM's and point of sale locations worldwide and also act as phone cards. They can be sold point of sale at the retail level or given to employees as a direct deposit mechanism. 

If you are a payday loan or check cashing company or any other business that pays a consumer, the stored value ATM card can dramatically add to your bottom line. The recurring revenue potential is HUGE!

When the ATM card is used, either at an ATM machine or at the point of sale, there are nominal fees incurred. Your business shares the revenue from these fees. For every card you issue you can conservatively expect $3-$5 of income each month! Not only that but your business can act as a reloading station and a bill payment center. Of course you make fees from these transactions. 

Put more money into your pockets with stored value cards and provide employees with greater banking flexibility.!

Using the stored value card Payroll Card allows employers to pay their employees in a matter of seconds without the high cost and high risk associated with issuing payroll checks.

This universally accepted ATM/Debit card allow employees with or without a bank account to access their money 24 hours a day at over 180,000 ATM locations nationwide and without any check cashing fees. A stored value card' Payroll Cards is like having direct deposit with out the bank account and possible monthly fees. The employee's pay is automatically deposited into their stored value card account, and is immediately available on their scheduled payday. The employee receives one free ATM withdraw per pay period.

According to the National Automated Clearinghouse Association (NACHA) it costs $1.90+ to process each paper check.

Employer benefits of the stored value card Payroll Card solution include:

• Reduced check printing, distribution & processing costs
• Reduced payroll shipping costs
• Eliminates check fraud
• Eliminates costs associated with lost or stolen checks
• Improved payroll account management
• Improved employee relations

For those employees that hold on to their checks, providing a stored value card Payroll card will benefit the employer and the employee. The employee will not longer have to worry about being robbed because he/she is carrying around a large sum of money. You will benefit from being able to better manage you payroll account and not wonder why some checks have not been cashed. stored value card will also eliminate bank fees for canceling checks that have been lost or stolen. The stored value card virtually eliminates the risk of check fraud because you no longer issue paper checks that can be easily tampered with or forged.

You may also add a Visa logo to your payroll card.

Your deposits are federally insured and you are given a Personal identification Number (PIN) for accessing your payroll distribution account assuring security.

Each payday, you authorize the amount of pay to be deposited in each employee's stored value card, which they keep permanently.

A monthly stored value card Statement will allow you to check your balance and list your transactions for the month. You may also call a toll-free telephone number anytime to find out your balance or access it on the internet. No minimum balance or starting deposit requirements.

The stored value card is a Win-Win solution for you and your employees.

stored value card cards are accepted by most major retailers, internet sites, grocery stores, restaurants, etc around the country and cash withdrawals may be made at any of the thousands of ATMs worldwide that display one of the network logos that are also on the stored value card Payroll Card.

stored value card's Payroll Card is ideal for employees that can not or will not open a normal bank account. Your employees will thank you for providing this opportunity and service to them. Employees who previously could not open a bank account, will now have one. Check cashing fees range from 1 percent to 5% of the check. For many employees, being provided with a stored value card Payroll card will be like getting a raise in salary. You could be putting hundreds, even thousands of dollars into your employees pockets by making one easy decision - using the stored value card Payroll Card.

Your employees will truly thank you for...

• Putting money back into their pockets
• No more paying high fees to cash a payroll check
• No more paying high fees to cash their checks
• No more time wasted looking for a place to cash and their check
• No more time wasted standing in line to cash their paychecks
• No more worries about lost or stolen checks
• No more worries about being robbed
• No more hassles about cashing their checks for them
• No more holding of checks for days or weeks before cashing them
• Unlimited balance inquiries via automated phone (IVR) or internet

. Contact us now for more information.