Application: Please fill out as completely as possible.

We will contact you and email or fax the application for your signature and completion. We will also need supporting documents as outlined below.

Electronic Payment Processing creates potential risk on behalf of the processor. Here is an example. You debit $10,000 from your customers for their gym memberships. You have problems with your business and close your doors. Those customers don't get what they paid for. Typically they are not going to be happy and want their money back. If they can't get it back from the business owner they may go to their bank and perform a chargeback. If the owner is "gone" the processor is liable for those funds. Because of this there is an underwriting process that serves to mitigate this risk. With the application itself there are supporting documents needed.

These include:

• 2 Months of bank statements on the operating account. If a new business a letter from your bank stating the account is open and in good standing.
• Articles of Incorporation or LLC agreement or business license. There should be some "paperwork" showing you are a viable business entity. The person signing the application should be mentioned in the Articles etc. If a large corporation a corporate resolution to enter agreements are needed.
• Voided check on the business account.
• A marketing piece or web site url
• Copies of three months processing statements if currently processing credit cards.

If monthly processing volume exceeds $30k tax returns or financials.

Based on what you have indicated above you may be contacted for additional items as needed.

Credit card processing is provided by American Bankcard Association, a registered Member Service Provider of US Bank of Minneapolis, MN