The ACH network beginnings can be attributed to various associations forming NACHA in 1974. Rules were established for the various participants operating within the network to comply with. The ACH network began as a batch network and continues as such to this day. The term payment gateway is generally used in connection with credit card processing. […]
ACH Processing for StartUps We regularly field inquiries from start-ups as well as established businesses that believe they have an app that can become the next Venmo. Venmo allows person to person or P2P payments. The startup wants to replicate the easy moving of money using an ACH Processing Solution. Many times we listen to […]
Validating Checking Account Ownership via a payment gateway provider supplies businesses with instant, extensive insight surrounding the business (or individual) whose check payment your business wants to accept or enroll in a recurring billing plan. Technological advances now make it possible for businesses to verify bank account ownership with real-time checking account verification that confirms […]
Low Cost ACH Processing Solutions ACH Processing offers significant costs savings versus credit card. With recurring payments you could expect to pay an average of 2.5% or more as total cost. So for every $100 customer debit you have $2.50 in fees. Cutting your margin by 2.5% can be difficult for businesses especially those in […]
Utilizing Canada EFT Companies is the easiest and most cost effective solutions to managing Canadian ACH, allowing businesses based in Canada to debit checking accounts for one-time or recurring payments. Funds must be collected and settled in the same denomination because cross border payments are unavailable . A Canadian bank account to settle funds into […]
ACH Integration Solutions allow developers and SaaS platforms to automate payment collection, disbursement and reconciliation. The ACH option allows for the utilization of an ACH API [Application Programming Interface], and the debiting/crediting of checking/savings accounts via the ACH network. Paper checks are susceptible to fraudulence, and are too burdensome and expensive to handle for organizations […]
A Virtual Terminal is an application service accessed through the web that allows you to securely accept payments (single and/or recurring) via ACH [echeck] or credit card/debit card, and provides decline handling. ACH Virtual Terminal Companies can connect to multiple back end credit card processors. ACH Virtual Terminal Companies offer their users: Website payment tools: […]
Merchants can mitigate point of sale check acceptance risk (in person and online) by utilizing ACH Check Verification Companies. Check verification companies offer options ranging from automated routing number checks, negative databases, and almost real-time inquiries into current checking account status. These inquiries require the customer to log-in or provide credentials to their online banking […]
If you have come to the realization that your website needs to integrate for acceptance of ACH payments, there are a number of methods that you can decide from. Commonly, the driving factor for a website ACH integration is the reduced processing costs in comparison to credit card processing costs. Websites that only accept credit […]
Software applications serving a vertical base of using organizations and businesses that have a payments component requirement will no doubt integrate to a processing API at some point in time. Usually sooner rather than later. One question they often face is should we integrate for ACH as well as credit cards? Credit cards are the […]
What Clients Are Saying
The team at ACH Payments has been a breath of fresh air. They have gone beyond the boundaries of their core expertise and provided us with ideas and solutions towards success. I highly recommend discussing your needs with ACH Payments.
We've been doing our ACH and credit card processing with ACH Payments for years. The thing I like best about the payment processing is that it’s all automated. You send a batch of ACH and credit cards and you get a file back that automatically posts all of the approved transactions directly to the customer’s account. Look ma, no hands! This is the best thing since sliced bread for the security industry as far as automating your back office goes.
Customer billing can be one of the most time consuming, energy draining tasks a business has to perform. Since integrating the ACH Payments solutions into our software, we have been able to automate a time and labor sensitive process.
SE Texas Water Conditioning
AHC-Payments.com was an easy choice for our business. They are helpful, very responsive and provided us with great pricing. We would and have recommended them for any business’s CC and ACH needs.
At Security Networks, we use automation wherever possible to accurately and cost effectively run our business. Using ACH Payments within our software enables complete automation of the payment process. Reconciliation is made easy and payment exceptions are handled as well. If you want to devote your time and energies to growing your business, you should use them as well.