The ACH Payments Blog

Canada EFT Providers

Cross border payments are not available in Canada. This means that funds are required to be collected and settled in the same denomination.  A Canadian bank account to settle funds into is a necessity for U.S. based companies interested in debiting Canadian customers. Implementing Canada EFT Providers is a simple and affordable solution to managing […]

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ACH Virtual Terminal Solution

A Virtual Terminal is an integral part of any ACH Integration. Virtual Terminals are web-based hubs that facilitate the secure acceptance of single and recurring payments via ACH [echeck] or credit/debit cards, provides decline handling, and be connected to multiple back end credit card processors. ACH Virtual Terminal Solutions allow recurring payments to be enabled […]

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ACH Check Verification Providers

ACH payments lack the authorization component present with credit cards, which can be authorized at the time of payment to ensure that the customer has the requisite funds on their cards. This reserves the funds for capture and settlement, and allows a business to know that they are being paid at the point of sale. […]

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Best ACH Integration Options

Software developers are under pressure from competitors in their market space, customers with “special needs,” and from their own company to constantly be innovating and taking their product to the next level. Integrating a payment processing solution offers end users the ability to debit/credit checking accounts, savings accounts, or credit card accounts, AND provide methods […]

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ACH Check Validation

  Businesses can significantly reduce payment acceptance risks by using check verification tools to verify that a customer has an active bank account with positive funds status in real-time.ACH Check Validation Services allow merchants to reduce check acceptance risk at the point of sale (both online and in person). Available options include automated routing number […]

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ACH Integration Providers

ACH Integration Providers allow for SaaS platforms and developers to automate payment collection, disbursement and reconciliation by providing ACH integration solutions. The ACH option allows for the debiting/crediting of checking/savings accounts via the ACH network, and the utilization of an ACH API [Application Programming Interface]. Paper checks are too burdensome and expensive to handle for […]

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ACH Check Validation

The ACH Check Validation Services allow merchants to reduce check acceptance risk at the point of sale (both online and in person). Available options include: Negative database options Automated routing number checks Near real-time inquiries into current checking account status. Checking account balances inquiries can be made, but require the customer to log-in or provide […]

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ACH Virtual Terminal Providers

A Virtual Terminal is an integral part of any ACH Integration. Virtual Terminals are web-based hubs that facilitate the secure acceptance of single and recurring payments via ACH [echeck] or credit/debit cards, and provides decline handling. Transactions can be instant or scheduled, and scheduled transactions can be single future or recurring transactions. Businesses can utilize […]

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Canada EFT Software

Implementing Canada EFT Software is a simple and affordable solution to managing Canadian ACH. Implementing software allows Canadian based applications to debit checking accounts for one-time or recurring payments. Cross border payments are not available in Canada. This means that funds are required to be collected and settled in the same denomination.  A Canadian bank […]

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ACH payment gateway decisions

ACH Payment Gateway Decision Making Tips

Transaction origination, management and reporting tools and methods to an ACH Payment Gateway. The first decision your organization will likely conclude on is whether you will require an API integration method or whether you can rely on pre-built software tools. Generally speaking, the larger the organization, the greater the likelihood that an API integration will […]

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