ACH Payments Blog

About Wayne Akey

Providing ACH and credit card payment solutions guaranteed to save businesses time and money. You can find Wayne on Google +. A specialist in ACH Integration for software/ASP providers looking to emdbed payment processing capabilities. Read about Integration. View my LinkedIn profile here
Author Archive | Wayne Akey

ACH Integration Solutions

ACH Integration Solutions allow developers and SaaS platforms to automate payment collection, disbursement and reconciliation. The ACH option allows for the utilization of an ACH API [Application Programming Interface], and the debiting/crediting of checking/savings accounts via the ACH network. Paper checks are susceptible to fraudulence, and are too burdensome and expensive to handle for organizations […]

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ACH Virtual Terminal Companies

A Virtual Terminal is an application service accessed through the web that allows you to securely accept payments (single and/or recurring) via ACH [echeck] or credit card/debit card, and provides decline handling. ACH Virtual Terminal Companies can connect to multiple back end credit card processors. ACH Virtual Terminal Companies offer their users: Website payment tools: […]

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ACH Check Verification Companies

Merchants can mitigate point of sale check acceptance risk (in person and online) by utilizing ACH Check Verification Companies. Check verification companies offer options ranging from automated routing number checks, negative databases, and almost real-time inquiries into current checking account status. These inquiries require the customer to log-in or provide credentials to their online banking […]

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ACH Payment Gateway

ACH Processing Solutions

ACH Processing Solutions ACH Processing Solutions: What Your Business Needs To Know The ACH Processing network allows for electronic debiting [and crediting] of checking and savings accounts. ACH Payments are an especially attractive option for recurring payments billers. In the US we have two main payment rails. One is credit/debit card processing and the second […]

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High Risk ACH Processing Loan Collection

High Risk ACH Processing Loan Collection High Risk ACH processing involves an ACH debit to a consumer or business checking account  where there is a higher probability of that debit being challenged by that customer/business as either “Not Being Authorized” or if consumer is unhappy “Authorization Revoked”. A  High Risk ACH Processing Loan Collection Solution […]

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Canada EFT Providers

Cross border payments are not available in Canada. This means that funds are required to be collected and settled in the same denomination.  A Canadian bank account to settle funds into is a necessity for U.S. based companies interested in debiting Canadian customers. Implementing Canada EFT Providers is a simple and affordable solution to managing […]

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ACH Virtual Terminal Solution

A Virtual Terminal is an integral part of any ACH Integration. Virtual Terminals are web-based hubs that facilitate the secure acceptance of single and recurring payments via ACH [echeck] or credit/debit cards, provides decline handling, and be connected to multiple back end credit card processors. ACH Virtual Terminal Solutions allow recurring payments to be enabled […]

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credit card and ACH integration

ACH Check Verification Providers

ACH payments lack the authorization component present with credit cards, which can be authorized at the time of payment to ensure that the customer has the requisite funds on their cards. This reserves the funds for capture and settlement, and allows a business to know that they are being paid at the point of sale. […]

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Best ACH Integration Options

Software developers are under pressure from competitors in their market space, customers with “special needs,” and from their own company to constantly be innovating and taking their product to the next level. Integrating a payment processing solution offers end users the ability to debit/credit checking accounts, savings accounts, or credit card accounts, AND provide methods […]

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declined credit cards

ACH Check Validation

  Businesses can significantly reduce payment acceptance risks by using check verification tools to verify that a customer has an active bank account with positive funds status in real-time.ACH Check Validation Services allow merchants to reduce check acceptance risk at the point of sale (both online and in person). Available options include automated routing number […]

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